Are mortgage rates expected to stay this low?

It’s hard to tell, but don’t count on it because the real estate lending landscape is likely to change next year. In September 2009, the Fed said it would gradually wind down the purchase program, ending it by March 30, 2010. That has some in the mortgage lending industry worried. In a mortgage survey published last fall, more than 60% of Bank-rate.com’s panel of experts predicted that rates would move higher over the next 30 to 45 days. How much higher is anyone’s guess.